Consumers struggle to pay for groceries and basic commodities

The recession means that we are living in cash strapped times.  Basic commodities like gas, electric and food, which we used to take for granted, are now being rationed to last longer, in order to save money. Payday Loans are becoming very popular.  People are borrowing instant cash to buy essentials like food and utility bills.

Write a shopping list

It is important not to waste food as you are already cash strapped.  If you buy food that you didn't need then the chances are you will not consume them, they will go out of date, and you will throw them away. 

You do not obviously want to waste your payday loan on items you do not need, therefore a shopping list is very wise. 

Plan your meals in advance

Before going shopping you should plan your meals in advance and also check what you already have in the cupboards and fridge.  This will ensure that you spend your payday loan wisely. 

Shop on a full stomach

Never go shopping on an empty stomach.  If you do then the chances are you will buy the first thing you see to satisfy your hunger.  You will also buy things you do not need and that are likely to be expensive.  Junk food is not only unhealthy but it is also the most expensive food.  Your payday loan will be wasted and won't last long. 

Buy in Bulk Where Possible

Many supermarkets have buy one get one free offers.  When on a budget these can save lots of money and be very worthwhile.  Sometimes you can also buy 2 for the price of 3.   Be careful what you buy in bulk though, make sure it is something that you know you like and will not go off.   If you buy something in bulk and the family goes off it before it is finished then you will end up throwing it away and you will have lost money instead of saving it.