During these difficult times most of us only have enough cash available to pay for the usual monthly bills and we are living on the financial edge.
If something unexpected happens, for instance our car needs repairs or we have an unexpected large household bill, what options do we have?
Many companies are offering payday loans. These are very useful in the short term as you can obtain the instant cash to get you out of a problem. However here are some tips for making sure you do not live so close to the edge in the future. Hopefully you will even be able to save a little money for future emergencies.
1.Buy fruit and vegetables that are in season, they are often the cheapest.
2.Give up your daily coffee on the way to work, have a drink at home before you leave.
3.Make a menu for the week.
4.Buy the supermarkets own brands.
5.Pack up your lunch and take it to work.