What is a Payday Loan?

A payday loan is a small short term cash loan.  You can borrow money to last you until you next get paid.

Why would I need a Payday loan?

It is common in our economic climate for salaried individuals to fall short of money mid way through the month.  Payday loans can help you pay any urgent bills i.e your car may break down or you may have unexpected medical bills or you may wish to make some luxury purchases without having to wait until your next pay cheque.

How much can I borrow?

The amount can vary but is typically between £80 up to £1500.

How long can I borrow the money for?

Payday loans are short term loans, you can borrow the money until your next pay cheque.  This is usually for between 14 up to 21 days.

How do I apply for a Payday loan?

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Can I apply for a Payday loan if I have a bad credit rating?

Yes of course, anyone will be considered for a Payday loan, it doesn't matter about your credit history.  Short term financial services can be available to you irrespective of your bad credit record.

How quickly will I know if I can have a Payday loan?

Payday loans are often instant, you will have a decision very quickly.  Make sure you fill out all of your contact details on the application form so that we can get back to you as soon as possible.

How will I receive the money?

The money will be paid directly into your bank account.