Hi all, I'ts been a little while but i've been busy on two exciting new projects. I'll tell you about the first one next week. Anyway, i thought id share a little good cheery news in these slight financially bleak times. One of the non-prime lenders (as in a lender for those of us with a less than perfect credit history) has followed the major banks and made an interest rate cut. These are purely for homeowner loans but the rate is now just 9.9%. Thats right Blackhorse (Just for Homeowners) have reduced their minimum APR for all Unsecured Loans from 16.9% to 9.9%, With immediate effect. Nice to share a little good news. p.s. christmas payday loans are available in time for Christmas!